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  <pubDate>Fri, 10 Sep 2010 04:11:41 +0000</pubDate>
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   <title>GENERAL : Best Broadband</title>
   <link>http://www.andover.towncentral.co.uk/wwforum/forum_posts.asp?TID=125&amp;PID=4330#4330</link>
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    <![CDATA[<strong>Author:</strong> <a href="http://www.andover.towncentral.co.uk/wwforum/member_profile.asp?PF=123" rel="nofollow">Joel</a><br /><strong>Subject:</strong> Best Broadband<br /><strong>Posted:</strong> 09 Sep 2010 at 23:13<br /><br /><P =introducti&#111;n>Scientists have shown off a system they say could "substantially" improve the data capacity of fibre optic networks.</P><P>The team says the growth in bandwidth-hungry applications such as YouTube and iPlayer will eventually stretch the limits of long-distance fibre links.</P><P>Their improved system would eliminate most of the interference caused by other signals and amplifiers, in an analogue of "auto-tune" software.</P><P>Developers say the device can plug directly into existing networks.</P><P>Data is sent as a sequence of bits coded into the properties of a light beam piped down an optical fibre, but the bits can over great lengths of fibre become distorted. </P><P>That can occur because of so-called phase noise - imperfections in reproducting exactly when different parts of the light signal arrive - or because of "cross-talk", signals sent down a fibre that influence one another.</P><P>The result is that the sharp-edged jumps of a digital signal are degraded into ever-more unintelligible squiggles.</P><P>While these sources of noise can be overcome with existing electronics, the result is a reduced data capacity; the total capacity that an optical fibre can support vastly exceeds that provided by current electronics.</P><DIV></DIV><DIV></DIV>]]>
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   <pubDate>Thu, 09 Sep 2010 23:13:22 +0000</pubDate>
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   <title>HEALTH &amp; FITNESS : Alzheimer&#039;s and dementia</title>
   <link>http://www.andover.towncentral.co.uk/wwforum/forum_posts.asp?TID=503&amp;PID=4329#4329</link>
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    <![CDATA[<strong>Author:</strong> <a href="http://www.andover.towncentral.co.uk/wwforum/member_profile.asp?PF=153" rel="nofollow">Julie</a><br /><strong>Subject:</strong> Alzheimer&#039;s and dementia<br /><strong>Posted:</strong> 09 Sep 2010 at 23:05<br /><br /><P ="capti&#111;n -narrow-width" align=center><img src="http://news.bbcimg.co.uk/media/images/49031000/jpg/_49031298_f001593-brain_with_alzheimers_disease,_ct_scan-spl.jpg" height="171" width="304" border="0" alt="CT scan" title="CT scan" /></P><DIV align=center>Brain scan of a person with Alzheimer's</DIV><DIV align=left>&nbsp;</DIV><DIV align=left><P =introducti&#111;n>A new study suggests high doses of B vitamins may halve the rate of brain shrinkage in older people experiencing some of the warning signs of Alzheimer's disease. </P><P>Brain shrinkage is one of the symptoms of mild cognitive impairment, which often leads to dementia. </P><P>Researchers say this could be the first step towards finding a way to delay the onset of Alzheimer's.</P><P>Experts said the findings were important but more research was needed.</P><P>The study, published in the journal Public Library of Science One, looked at 168 elderly people experiencing levels of mental decline known as mild cognitive impairment. </P><P>This condition, marked by mild memory lapses and language problems, is beyond what can be explained by normal ageing and can be a precursor to Alzheimer's and other forms of dementia.</P><DIV><P id=story_c&#111;ntinues_1>Half of the volunteers were given a daily tablet containing levels of the B vitamins folate, B6 and B12 well above the recommended daily amount. The other half were given a placebo.</P><P>After two years, the rate at which their brains had shrunk was measured.</P><P>The average brain shrinks at a rate of 0.5% a year after the age of 60. The brains of those with mild cognitive impairment shrink twice as fast. Alzheimer's patients have brain shrinkage of 2.5% a year.</P><P>The team, from the Oxford Project to investigate Memory and Ageing (Optima), found that on average, in those taking vitamin supplements, brain shrinkage slowed by 30%. </P><DIV><P>In some cases it slowed by more than 50%, making their brain atrophy no worse than that of people without cognitive impairment.</P><SPAN =cross->'Protecting' the brain</SPAN> <P>Certain B vitamins - folic acid, vitamin B6 and B12 - control levels of a substance known as homocysteine in the blood. High levels of homocysteine are associated with faster brain shrinkage and Alzheimer's disease.</P><DIV><P id=story_c&#111;ntinues_2>The study authors believe it was the B vitamins' effect on levels of homocysteine that helped slow the rate of brain shrinkage.</P><P>The study author, Professor David Smith, said the results were more significant than he had expected. </P><P>"It's a bigger effect than anyone could have predicted," he said, "and it's telling us something biological. </P><P>"These vitamins are doing something to the brain structure - they're protecting it, and that's very important because we need to protect the brain to prevent Alzheimer's."</P><P>He said more research was now needed to see whether high doses of B vitamins actually prevented the development of Alzheimer's in people with mild cognitive impairment. </P><P>The Alzheimer's Research Trust, which co-funded the study, also called for further investigation. </P><P>"These are very important results, with B vitamins now showing a prospect of protecting some people from Alzheimer's in old age," said chief executive Rebecca Wood. </P><P>"The strong findings must inspire an expanded trial to follow people expected to develop Alzheimer's."</P><P>B vitamins are found naturally in many foods, including meat, fish, eggs and green vegetables. </P><P>Experts are warning people not to start taking very high levels of vitamin supplements without medical advice.</P><P>Chris Kennard, chair of the Medical Research Council's Neurosciences and Mental Health Board, said: "We must be cautious when recommending supplements like vitamin B as there are separate health risks if taken in too high doses. </P><P>"Further research is required before we can recommend the supplement as a treatment for neurodegenerative diseases, such as Alzheimer's."</P><P>The UK's Food Standards Agency says taking more than 200 milligrams a day of vitamin B6 can lead to a loss of feeling in the arms and legs, but these symptoms are reversible once someone stops taking the supplements.</P><P>It adds that taking 2mg or less of vitamin B12 supplements a day is unlikely to cause harm, but that there is not enough evidence to know what the effects of taking more than that would be.</P><P>Taking too much folic acid - over 1mg a day - can mask signs of vitamin B12 deficiency. An early symptom of B12 deficiency is anaemia, but taking large amounts of folic acid treats the anaemia without treating the B12 deficiency. </P><DIV></DIV></DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV></DIV></DIV></DIV>]]>
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   <pubDate>Thu, 09 Sep 2010 23:05:46 +0000</pubDate>
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   <title>GENERAL : The Bank of England</title>
   <link>http://www.andover.towncentral.co.uk/wwforum/forum_posts.asp?TID=232&amp;PID=4328#4328</link>
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    <![CDATA[<strong>Author:</strong> <a href="http://www.andover.towncentral.co.uk/wwforum/member_profile.asp?PF=86" rel="nofollow">Keymaster</a><br /><strong>Subject:</strong> The Bank of England<br /><strong>Posted:</strong> 09 Sep 2010 at 22:59<br /><br /><P ="capti&#111;n -narrow-width" align=center><img src="http://news.bbcimg.co.uk/media/images/49037000/jpg/_49037723_ukinterestrates.jpg" height="171" width="304" border="0" alt="Bank of England" title="Bank of England" /></P><DIV></DIV><DIV></DIV><DIV><P =introducti&#111;n>The Bank of England has kept UK interest rates on hold at a record low of 0.5% for the 18th consecutive month.</P><P>The Monetary Policy Committee's (MPC) decision had been expected, but calls have been growing for an increase in rates to curb inflation.</P><P>CPI inflation was 3.1% in July, above the Bank of England's 2% target rate.</P><P>And minutes from last month's MPC meeting showed that one member, Andrew Sentance, had voted for a rate rise for the third month in a row.</P><P><strong>'Order to shoot'</strong></P><P>The Bank has left rates unchanged at the historic low of 0.5% since March 2009.</P><P>The MPC also announced it was continuing with the Bank's £200bn quantitative easing (QE) regime, and some believe the programme is about to be expanded.</P><P>"The Bank of England has held fire for another month, but we think the quantitative easing gun is about to be reloaded and the order to shoot given," said IoD chief economist Graeme Leach.</P><P>"Whilst above target inflation has stopped the MPC pulling the trigger on a further extension in QE this month, the economic threat from weak money supply growth looms ever larger."</P><P>The latest rate decision comes a day after forecasters at the National Institute of Economic and Social Research predicted that the Bank would keep interest rates at 0.5% until mid-2011 at the earliest.</P><P><strong>'Bumpy and slow'</strong></P><P>The UK economy grew by 1.2% in the second quarter, but there have been indications that the pace of growth has slowed since then.</P><P>Lai Wah Co, CBI head of economic analysis, said the MPC decision had been widely expected.</P><P>"In recent weeks there has been more talk about the need to expand monetary policy, amid concerns about how quickly growth momentum will fade in the coming quarters at home and abroad," she said.</P><P>"However, economic indicators still suggest the UK recovery is on track, although we expect it to be bumpy and slow."</P><P>The British Chambers of Commerce (BCC) said the decision to leave interest rates unchanged was the right one.</P><P>"The government's tough deficit-reduction measures, although necessary to repair the public finances, will increase the threat of an economic setback," said David Kern, the BCC's chief economist.</P><P>"Since sustaining the recovery must remain the priority, it is absolutely vital that the MPC maintains the current low level of interest rates until the middle of 2011 at the earliest."</P><DIV></DIV></DIV><DIV>&nbsp;</DIV>]]>
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   <pubDate>Thu, 09 Sep 2010 22:59:36 +0000</pubDate>
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   <title>TV : EastEnders</title>
   <link>http://www.andover.towncentral.co.uk/wwforum/forum_posts.asp?TID=93&amp;PID=4327#4327</link>
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    <![CDATA[<strong>Author:</strong> <a href="http://www.andover.towncentral.co.uk/wwforum/member_profile.asp?PF=163" rel="nofollow">Hi</a><br /><strong>Subject:</strong> EastEnders<br /><strong>Posted:</strong> 09 Sep 2010 at 22:39<br /><br /><P ="capti&#111;n -narrow-width" align=center><img src="http://news.bbcimg.co.uk/media/images/49036000/jpg/_49036747_010137775-1.jpg" height="171" width="304" border="0" alt="Barbara Windsor as Peggy Mitchell" title="Barbara Windsor as Peggy Mitchell" /></P><DIV align=center>Barbara Windsor has played the Albert Square matriarch since 1994</DIV><DIV align=center>&nbsp;</DIV><DIV align=left><P =introducti&#111;n>An explosive EastEnders plot that will see the departure of Peggy Mitchell, played by Barbara Windsor, has begun.</P><P>Windsor, 73, announced she was leaving the show last October, so she could spend more time with her husband.</P><P>On Thursday Peggy watched the Queen Vic pub go up in flames, marking the end of 16 years of brawls and bust-ups behind the bar during her tenure on the show.</P><P>Thursday's episode ended with her saying "Let it burn" as flames engulfed the pub.</P><DIV><P id=story_c&#111;ntinues_1>The inferno began after Peggy's son Phil Mitchell (Steve McFadden), who has become a drug addict, set fire to the pub.</P><P>Dramatic pictures released in advance of transmission showed the moment Peggy realised her son was trapped by the flames.</P><P>Writers have refused to disclose whether any characters will die as a result of the fire. </P><P>In a statement released last year, Windsor said: "I'll be so sad to leave Peggy behind. EastEnders has been wonderful to me and it's no secret that it changed my life all of those years ago."</P><DIV></DIV></DIV><DIV>&nbsp;</DIV></DIV>]]>
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   <pubDate>Thu, 09 Sep 2010 22:39:50 +0000</pubDate>
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   <title>GENERAL : Tax error letters start to arrive</title>
   <link>http://www.andover.towncentral.co.uk/wwforum/forum_posts.asp?TID=689&amp;PID=4326#4326</link>
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    <![CDATA[<strong>Author:</strong> <a href="http://www.andover.towncentral.co.uk/wwforum/member_profile.asp?PF=86" rel="nofollow">Keymaster</a><br /><strong>Subject:</strong> Tax error letters start to arrive<br /><strong>Posted:</strong> 08 Sep 2010 at 14:19<br /><br /><P ="introducti&#111;n">The country "cannot afford" to write-off underpayments of income tax caused by calculation system problems, Treasury minister David Gauke has said.</P><P>The comments in the Commons came as experts suggested taxpayers had little chance of escaping payments.</P><P>Some 45,000 people are receiving letters from HM Revenue and Customs by second-class post explaining that they have paid the wrong amount of tax.</P><P>Nearly six million taxpayers will receive letters by Christmas.</P><DIV><P id=story_c&#111;ntinues_1>In response to an urgent question raised in the Commons, Mr Gauke said that the repayments would be sorted out "as painlessly as possible", and the government was looking to reform the "outdated and inefficient" PAYE system.</P><P>He said that there was a total of £2bn owed, and that the country could not afford to write off all of this amount.</P><P>However, individuals who owed less than £300 in underpaid tax are not being pursued and will not receive letters. This was higher than the previous threshold of £50.</P><strong><SPAN ="cross-">Challenge</SPAN> </strong><P>Extra tax charges will average £1,380 and most of these will be recovered via changes to next year's tax codes.</P><P>A number of tax experts have suggested that those who have underpaid tax should challenge these underpayments.</P><P>A procedure called the extra statutory concession allows HMRC to write off tax, if it was provided with all the relevant information but failed to use it within 12 months of the end of the tax year in which the information was received.</P><P>However, Mr Gauke said that people should not "build up their hopes" that appeals would succeed.</P><P>"Of course the government is very keen that everybody who is in a position of having underpaid their tax is treated sympathetically," he said.</P><DIV><P id=story_c&#111;ntinues_2>"Our experience is that, because this issue is not entirely new - it is the fact that there are underpayments every year with the PAYE system - our experience is that very few of those appeals succeed."</P><P>An HMRC spokesman has also said that the concession only applied to a "small number of cases".</P><P>And, writing for the BBC News website, former tax inspector Ronnie Ludwig said these challenges only worked when the HMRC had been provided with full information.</P><P>"While there may be a number of cases where the concession is applicable and HMRC may then agree to write off the arrears, for the majority that is unlikely to be the case," he said.</P><SPAN ="cross-"><strong>Computer system</strong></SPAN> <P>The mistakes in the tax system have been revealed by the introduction of a new computer system.</P><P>The letters refer to the tax years 2008-09 and 2009-10, and it is possible that people have both overpaid and underpaid tax in the two years. These people could receive two letters in the same envelope from the HMRC. The payments could cancel each other out.</P><P>The tax authority also confirmed that it would not charge interest on underpayments under £2,000. Repayments could be made over a period of up to three years.</P><P>There have also been warnings about fraudsters seizing the opportunity to trick people out of cash, claiming they are from HMRC. The tax authority stressed it would never make telephone calls or send e-mails explaining overpayments or underpayments, instead this would be via letters.</P><P>This response to the official HMRC's first letters would be used to work out how to proceed with the other cases.</P><P>There are an estimated 4.3 million overpayments of tax, and 1.4 million underpayments, Mr Gauke said.</P><DIV></DIV></DIV><DIV>&nbsp;</DIV></DIV><span style="font-size:10px"><br /><br />Edited by Keymaster - 08 Sep 2010 at 14:20</span>]]>
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   <pubDate>Wed, 08 Sep 2010 14:19:12 +0000</pubDate>
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   <title>TV : Strictly Come Dancing</title>
   <link>http://www.andover.towncentral.co.uk/wwforum/forum_posts.asp?TID=470&amp;PID=4325#4325</link>
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    <![CDATA[<strong>Author:</strong> <a href="http://www.andover.towncentral.co.uk/wwforum/member_profile.asp?PF=163" rel="nofollow">Hi</a><br /><strong>Subject:</strong> Strictly Come Dancing<br /><strong>Posted:</strong> 08 Sep 2010 at 10:42<br /><br /><DIV align=center ="capti&#111;n -width">&nbsp;</DIV><DIV align=center ="capti&#111;n -width">&nbsp;</DIV><DIV align=center ="capti&#111;n -width"><FONT size=4><strong>Strictly Come Dancing line-up is revealed</strong></FONT></DIV><DIV align=center ="capti&#111;n -width"><FONT size=4></FONT>&nbsp;</DIV><DIV align=center ="capti&#111;n -width"><FONT size=4></FONT>&nbsp;</DIV><DIV align=center ="capti&#111;n -width"><img src="http://news.bbcimg.co.uk/media/images/49015000/jpg/_49015089_strictly_topbodypic.jpg" height="261" width="464" border="0" alt="Paul Daniels, Michelle Williams and Gavin Hens&#111;n" title="Paul Daniels, Michelle Williams and Gavin Hens&#111;n" /> </DIV><DIV align=left ="capti&#111;n -width">&nbsp;</DIV><DIV align=center ="capti&#111;n -width">Daniels, Williams and Henson (L-R) still do not know who their partners will be</DIV><DIV align=center ="capti&#111;n -width"></DIV><DIV>&nbsp;</DIV><DIV>Rugby player Gavin Henson, magician Paul Daniels and former Destiny's Child star Michelle Williams will all compete in this year's Strictly Come Dancing.</DIV><P>They will be joined by former soap stars Kara Tointon and Tina O'Brien, actress Felicity Kendal and former MP Ann Widdecombe.</P><P>Ex-England goalkeeper Peter Shilton, actress Patsy Kensit and presenter Matt Baker are also included in the line-up.</P><P>The show's eighth series launches on 11 September on BBC One.</P><DIV>That programme will see the celebrities meet their professional dance partners for the first time. The first live show will follow several weeks later, on 1 October.</DIV><DIV>&nbsp;</DIV><DIV><P>Completing this year's line-up are EastEnders' and former Bill star Scott Maslen, comic and psychologist Pamela Stephenson, DJ-turned-actor Goldie and film actor Jimi Mistry.</P><P>Mistry, another former resident of Albert Square, has film credits including East is East, The Guru and Blood Diamond.</P><P>Tointon played Dawn Swann in EastEnders but left last year, while O'Brien played Sarah-Louise Platt for eight years in Coronation Street.</P><P align=center><img src="http://news.bbcimg.co.uk/media/images/49015000/jpg/_49015088_strictly_body2.jpg" height="261" width="464" border="0" alt="Tina OBrien, Peter Shilt&#111;n and Ann Widdecombe" title="Tina OBrien, Peter Shilt&#111;n and Ann Widdecombe" /></P><DIV></DIV><DIV align=center>&nbsp;Peter Shilton (centre) holds the record for the most England caps</DIV><DIV>&nbsp;</DIV><DIV>Baker, who now appears on Countryfile, is a past Blue Peter presenter.</DIV><P>Daniels, 72, said: "I feel sorry for anyone who gets lumbered with me because they are really going to have their work cut out.</P><P>"I guess they shouldn't be very tall!</P><SPAN ="cross-"><strong>'Negative opinions'</strong></SPAN> <P>It was recently announced that Strictly's co-host, Bruce Forsyth, would not be presenting the Sunday night results show this year.</P><P>He is being replaced by Claudia Winkleman, who will appear alongside Tess Daly.</P><P>Forsyth will continue to host the BBC One Saturday night competition shows and will also host the launch show.</P><P>Judges Len Goodman, Craig Revel Horwood, Bruno Tonioli and Alesha Dixon all return to the panel.</P><P>Dixon received criticism for her role last year after she replaced former Strictly judge, Arlene Phillips.</P><P>"It was hard last year because there was a lot of negativity before I'd even started," she said.</P><P>"But I am a fighter and I was determined to not let any of the negative opinions get to me," she added.</P></DIV><span style="font-size:10px"><br /><br />Edited by Hi - 08 Sep 2010 at 10:55</span>]]>
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   <pubDate>Wed, 08 Sep 2010 10:42:36 +0000</pubDate>
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   <title>GENERAL : House prices rise in January</title>
   <link>http://www.andover.towncentral.co.uk/wwforum/forum_posts.asp?TID=245&amp;PID=4324#4324</link>
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    <![CDATA[<strong>Author:</strong> <a href="http://www.andover.towncentral.co.uk/wwforum/member_profile.asp?PF=163" rel="nofollow">Hi</a><br /><strong>Subject:</strong> House prices rise in January<br /><strong>Posted:</strong> 08 Sep 2010 at 08:56<br /><br /><P =introducti&#111;n>House prices have stabilised, according to the latest survey from the Halifax.</P><P>It says the cost of the average UK home rose by 0.2% in August, but the annual rate of increase declined further, from 4.9% in July to 4.6% last month.</P><P>It means the average UK home now costs £167,953, which is 9% higher than the recent low point in April last year but 16% below the peak of August 2007.</P><P>The Nationwide said last week that prices were now only 3.9% higher than a year ago.</P><P>"Prices are now at a very similar level to that at the end of last year," said the Halifax's chief housing economist Martin Ellis.</P><P>"Activity has also been largely static since the start of the year. </P><P>"These developments suggest that the market is broadly stable, with house price inflation having cooled since last year, when supply shortages helped to push up prices," he explained. </P><SPAN =cross-><strong>Low activity</strong></SPAN> <P>Meanwhile, housebuilder Barratt has reported improved earnings, but a market still stuck in first gear, in its full-year financial results.</P><P>The homebuilder showed a full-year loss of £33m, down from £144m the previous year.</P><P>Despite the steadily improving conditions, "by historic standards the market remained difficult and activity levels continued to be extremely low," the company said.</P><P>The company blamed the continuing lack of mortgage finance for constraining demand, saying the housebuilding industry had responded by opening fewer new sites.</P><P>"Whilst the improved balance between supply and demand has stabilised prices, it has done little to address the nation's fundamental housing shortage," it added.</P>]]>
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   <pubDate>Wed, 08 Sep 2010 08:56:41 +0000</pubDate>
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   <title>GENERAL : Tax error letters start to arrive</title>
   <link>http://www.andover.towncentral.co.uk/wwforum/forum_posts.asp?TID=689&amp;PID=4323#4323</link>
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    <![CDATA[<strong>Author:</strong> <a href="http://www.andover.towncentral.co.uk/wwforum/member_profile.asp?PF=50" rel="nofollow">Station Master</a><br /><strong>Subject:</strong> Tax error letters start to arrive<br /><strong>Posted:</strong> 07 Sep 2010 at 15:56<br /><br /><P =introducti&#111;n>HM Revenue and Customs has begun sending letters to some 1.4 million people telling them they have underpaid their tax, and need to make up the difference. </P><P>It is set to tell some six million people in the UK that they have paid the wrong amount of tax, with most paying too much. </P><P>Between September and Christmas, HMRC says about 4.3 million taxpayers will receive rebates after over-paying through the Pay as You Earn (PAYE) system.</P><DIV><P =questi&#111;n><strong>How might someone have under or overpaid income tax?</strong></P><P>There are a number of reasons why people may have under or overpaid their tax:</P><UL><LI>Your employer may have used the wrong tax code, because you started a new job or you had an emergency tax code for a while.</LI><LI>You may have only worked for part of the year or you had more than one job at the same time.</LI><LI>You may not have told HMRC right away about changes to benefits you got through your work, or your circumstances changed.</LI><LI>You were made redundant or became self-employed and therefore your income reduced.</LI><LI>Other income such as investments or rental income may have reduced but you didn't tell HMRC.</LI><LI>It could also be that HMRC made a mistake with your tax.</LI></UL><P =questi&#111;n><strong>How does PAYE work?</strong></P><P>If you are an employee your employer will deduct income tax directly from your wages and pass it on to HMRC. </P><P>The amount deducted is based on your total taxable income, taking into account any tax allowances and your individual tax code as provided by HMRC. </P><P>At the end of the financial year, HMRC compares the amount of tax it has received from each taxpayer with the amount it would expect to receive according to their tax code and income. Anyone on the wrong tax code could end up paying too much or too little. </P><P =questi&#111;n><strong>Why have so many discrepancies occurred?</strong></P><P>The PAYE system was originally devised around employers since at the time it was introduced many people tended to stay with a single firm for life.</P><P>Until recently it was possible to keep an accurate record of employees, but since the 1970s work patterns have been transformed with workers now often having many jobs during their lifetimes. Taxable benefits like health cover and company cars have complicated matters further.</P><P>In response the system was overhauled, and in June 2009 a new IT system was introduced focusing on the employee. Where previously, all the data for an individual could be spread across as many as 12 databases, it is now all in one place. </P><P>An HMRC spokesman said the new system enables it to keep much more up-to-date records, so initially more mistakes will be highlighted. However, in the future more people will pay the correct tax at the right time, thus reducing the number of corrections. </P><P =questi&#111;n><strong>How will I know if I am affected?</strong></P><P>If you are one of the estimated six million people affected you will receive a letter from HMRC sometime between now and Christmas.</P><P>The first 45,000 people will receive their letter, known as the p800, in the week of 6 September. The majority of these have paid more tax than they should but some 15,000 have not paid enough.</P><P =questi&#111;n><strong>If I have underpaid, how will I pay the extra I owe?</strong></P><P>In most cases, underpayments will be recovered during the 12 months of the financial year 2011/12 through your salary. This will happen automatically, so you will not need to do anything unless you believe the information in your p800 letter is wrong. If so, you should contact HMRC.</P><P>HMRC say that in some circumstances they will consider writing off underpayments, but only if they are provided with sufficient evidence to prove that an individual did provide all the information needed to get their tax right and could have reasonably expected their PAYE deductions to be correct.</P><P =questi&#111;n><strong>What if I cannot afford to repay the tax? Can I refuse to repay?</strong></P><P>HMRC says that if someone genuinely can not afford to repay the tax , they should contact their local tax office. However, if a tax debt is legally due it should be paid. </P><P =questi&#111;n><strong>If I have overpaid, how will I get the money back?</strong></P><P>Money that was overpaid will be returned via your wages.</P><P =questi&#111;n><strong>How can I find out my tax code and keep it up-to-date?</strong></P><P>You will find your code on your P45 form, given to you by your employer when you stop working for them, which is why you should make sure you give that form to your next employer. If you have lost your P45 and want to find out your code you should contact your local Tax Office or ask your employer. </P><P>If you think your tax code is wrong or you think you may need to update it, you should also contact your Tax Office. </P><P>Sometimes when you start a new job your employer will put you on an emergency tax code until HMRC has worked out what it should be. While you are on this emergency code you may be over or underpaying the right tax.</P><DIV></DIV></DIV>]]>
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   <pubDate>Tue, 07 Sep 2010 15:56:24 +0000</pubDate>
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   <title>GENERAL : Tax error letters start to arrive</title>
   <link>http://www.andover.towncentral.co.uk/wwforum/forum_posts.asp?TID=689&amp;PID=4322#4322</link>
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    <![CDATA[<strong>Author:</strong> <a href="http://www.andover.towncentral.co.uk/wwforum/member_profile.asp?PF=50" rel="nofollow">Station Master</a><br /><strong>Subject:</strong> Tax error letters start to arrive<br /><strong>Posted:</strong> 07 Sep 2010 at 15:47<br /><br /><P ="introducti&#111;n">UK tax authorities are braced for a deluge of inquiries after sending out fresh tax calculations.</P><P>The first 45,000 of nearly six million taxpayers have been sent letters telling them that they have paid the wrong amount of tax.</P><P>Tax experts say they should consider challenging demands for extra payments. </P><P>HM Revenue &amp; Customs is simultaneously trying to recover £2bn that was underpaid in the past two tax years, and to repay £1.8bn that was overpaid.</P><P>The rest of the new tax calculations will be sent out by Christmas.</P><P>The previous mistakes have been revealed by the introduction of a new computer system.</P><DIV><P id=story_c&#111;ntinues_1>This has reconciled separate HMRC databases for tax and national insurance payments, and has highlighted where tax had previously been overcharged or undercharged.</P><strong><SPAN ="cross-">Hardship</SPAN> </strong><P>Repayments to 4.3 million people will be worth on average £420 each and will be made via changes to their tax codes for the next tax year, 2011-12.</P><P>Extra tax charges will average £1,380 and most of these will also be recovered via changes to next year's tax codes.</P><P>Where the tax charge is more than £2,000 the taxpayer will, in theory, be asked to pay a lump sum.</P><P>But a Revenue spokesman said those could be staggered in cases of hardship.</P><P>HMRC will use its experience of the first 45,000 letters - form P800 and its guidance notes - to see just how many recipients write to it, phone or visit its inquiry centres.</P><SPAN ="cross-"><strong>Check the facts</strong></SPAN> <P>Tax experts say that anyone who appears to owe extra tax should first check the facts on their letter to make sure the updated record of employment and income is accurate.</P><DIV><P id=story_c&#111;ntinues_2>"Look back through your coding notices and compare them to your payslips to ensure your employer has applied the correct coding," said Tony Bernstein, tax partner at accountants HW Fisher. </P><P>"Study the PAYE codes, particularly the last one, and check that all the figures in the code reflect your circumstances. </P><P>"If there has been a mistake somewhere, then get in touch with your tax office and make them aware of this," he added. </P><strong><SPAN ="cross-">Appeal</SPAN> </strong><P>If someone wants to challenge the new calculation, they can simply phone HMRC to ask for a recalculation.</P><!--  ding the audio p --><!--   is the ded p comp&#111;nent --><DIV ="audioInStoryC">In some limited circumstances, it may be possible to ask the authorities to write off the extra money being demanded.</DIV><P>A procedure called the extra statutory concession allows HMRC to write off tax, if it was provided with all the relevant information but failed to use it within 12 months of the end of the tax year in which the information was received.</P><P>"In those cases where HMRC had all the information needed and the taxpayer could reasonably have thought they were being accurately taxed, &#091;but&#093; an underpayment has still arisen, it can be written off," said an HMRC spokesman. </P><P>"In fairness to all taxpayers, this is not a blanket exemption and very much depends on the specific circumstances of each case."</P><P>The Low Incomes Tax Reform Group said: "If you disagree with HMRC's decision on that, you can refer the matter to the Adjudicator, but you cannot appeal. </P><P>"However, it is important to know that the concession exists, something about which HMRC are notoriously reticent," it said.</P><DIV ="capti&#111;n -width"><img src="http://news.bbcimg.co.uk/media/images/49007000/gif/_49007672_hmrc_letter_464gr.gif" height="205" width="464" border="0" alt="HMRC letter - &#102;orm P800" title="HMRC letter - &#102;orm P800" />&nbsp;</DIV><DIV ="capti&#111;n -width">Dummy of letter - form P800 - from HM Revenue &amp; Customs which will be sent to nearly six million taxpayers</DIV><DIV ="capti&#111;n -width">&nbsp;</DIV><DIV ="capti&#111;n -width">&nbsp;</DIV></DIV></DIV><span style="font-size:10px"><br /><br />Edited by Station Master - 07 Sep 2010 at 15:52</span>]]>
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   <pubDate>Tue, 07 Sep 2010 15:47:33 +0000</pubDate>
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   <title>HEALTH &amp; FITNESS : UK radiotherapy &#039;lagging behind&#039;</title>
   <link>http://www.andover.towncentral.co.uk/wwforum/forum_posts.asp?TID=688&amp;PID=4321#4321</link>
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    <![CDATA[<strong>Author:</strong> <a href="http://www.andover.towncentral.co.uk/wwforum/member_profile.asp?PF=50" rel="nofollow">Station Master</a><br /><strong>Subject:</strong> UK radiotherapy &#039;lagging behind&#039;<br /><strong>Posted:</strong> 07 Sep 2010 at 15:04<br /><br /><P align=center ="capti&#111;n -narrow-width"><img src="http://news.bbcimg.co.uk/media/images/48964000/jpg/_48964885_radiocross.jpg" height="171" width="304" border="0" alt="Man undergoing radiotherapy" title="Man undergoing radiotherapy" /></P><DIV align=center>Radiotherapy 'needs more public attention'</DIV><DIV align=left>&nbsp;</DIV><DIV align=left><P ="introducti&#111;n">Too few UK cancer patients are receiving state-of-the-art radiotherapy care, experts say.</P><P>Cancer Research UK (CRUK) warns only 7% of patients receive a new type of radiotherapy, compared with 20% in Europe.</P><P>Writing in the BBC's Scrubbing Up column, CRUK experts said patients were receiving older types of radiotherapy - or having to travel abroad for care.</P><P>The UK's cancer tsar said plans were being developed to improve care.</P><DIV><P id=story_c&#111;ntinues_1>The number of people receiving radiotherapy in the UK tripled between 2000 and 2009, and the number of radiographers (the health service staff who delivers radiotherapy) rose by 40% between 2000 and 2006. </P><P>But CRUK estimates that, in total, only 38% of cancer patients in England are getting radiotherapy - although research shows that up to 50% might benefit.</P><P>The charity says differences in staffing levels and equipment means UK health care trusts are failing to offer equal opportunities for patients to receive radiotherapy. </P><P>And for those patients who are being offered radiotherapy, many suffer unacceptably long waiting times before receiving their treatment, the charity says.</P><SPAN ="cross-"><strong>'Cutting edge'</strong></SPAN> <P>It believes a lack of public awareness about radiotherapy's importance in treating cancer is affecting treatment provision.</P><P>A survey of 2,000 people for the charity found only one in 10 knew radiotherapy helps cure 40% of cancer patients.</P><P>The survey showed the public is more likely to rate other treatments - surgery, chemotherapy or targeted drugs - as "cutting edge" treatments.</P><P>Experts say the UK is lagging behind the US and Europe in introducing new, more targeted radiotherapy technology, such as intensity modulated radiotherapy (IMRT) or image guided radiotherapy (IGRT).</P><P>IMRT uses computers to control the radiotherapy machine to vary the intensity of the radiation beams, helping to closely match the three dimensional shape of the tumour. </P><P>It gives very precise doses to a cancer or to specific areas within the tumour while minimising the dose to nearby tissues.</P><P>IGRT takes images of the cancer before and during radiotherapy so the doctor can make sure the treatment is precise and accurate.</P><SPAN ="cross-"><strong>Steering priorities</strong></SPAN> <P>Professor Gillies McKenna, director of the Gray Institute for Radiation Oncology and Biology at the University of Oxford, said: "Radiotherapy is a critical part of cancer treatment. </P><P>"We know that around 20% of cancer patients receive IMRT in Europe, while the UK is only delivering it to 7% of patients. </P><P>"This newer type of radiotherapy is more effective in delivering targeted treatment, minimising side-effects to other parts of the body." </P><P>Harpal Kumar, chief executive of CRUK said: "Radiotherapy has improved substantially over the last 10 years, but there are vital areas that need to be addressed to help deliver the best treatment for patients. </P><P>"Radiotherapy needs the same level of public support that new drugs have. We have seen awareness helping steer priorities with other treatments and believe this should happen with radiotherapy."</P><P>He said: "It's important that all areas of the UK offer the same opportunities for patients to have radiotherapy wherever they live."</P><P>Professor Sir Mike Richards, the government's national cancer tsar, said: "Delivering state of the art radiotherapy is a complex operation. </P><P>"We are now planning ways to boost services to meet the needs of future cancer patients so we can offer radiotherapy to all those who would benefit from it." </P><DIV></DIV></DIV></DIV><span style="font-size:10px"><br /><br />Edited by Station Master - 07 Sep 2010 at 15:05</span>]]>
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   <pubDate>Tue, 07 Sep 2010 15:04:22 +0000</pubDate>
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